Gambling Recovery Ramblings. It Can Be Challenging In Early Recovery. Nun’s Accused of Embezzlement To Gamble?

I have been so busy of late trying to keep up with where “Big Jim” is and where he is biking to next, that it has been a long while since I shared myself and some interesting news I have found about or read about gambling recovery. A while I added back my recovery blog on two different new sites called Feedspot and Tumblr.

They share my posts on the sites automatic so I can help and reach more people, those struggling with or new to recovery. I blog as well so others know they are not alone recovering from this cunning addiction.

I find many times we all seem to face the same challenges in early recovery from this disease. Even though have been working my recovery for many years, doesn’t mean I don’t forget my own relapses and treatment program “Do Overs”…

I still remember the early days when triggers, urges, and cravings would win over my will and desire to stay in recovery and stop gambling. We never should forget where we were and where we came from in order to enjoy life and where we are today maintaining recovery. 

Here are some Anonymous comments from people who are trying to recover from addicted gambling. I am sharing so that others may know and be informed about how hard it is and the struggles and areas that are hard to come to grips with. It sure does feel like you are “Gripped By Gambling” in early recovery! Also an article about two Calif. Nun’s Steal Money to Gamble in Las Vegas! WOW!

That just shows that when you become a problem gambler, you then cross the line to a full-blown addiction, the disease will slowly progress to the point that when the money runs out? You then steal, lie, and cheat to get money to continue feeding the addiction …

<<<<<

FEEDSPOT GAMBLING FORUM COMMENTS: How Challenging Staying Away From GAMBLING …
<<<<<<<
“I feel the more we openly talk about the hatred for gambling the quicker we can retrain our brains fully into healing.  Gambling causes misery and darkness. There is nothing good that comes out of gambling. Gambling highjacks our brain.

When we win, we lose. We when lose, we lose. We hide, cry inside and kill our emotional feelings to the world. We can not be happy until we have lost it all.

We love the challenge of finding money to gamble with no matter how far behind in life that takes us.  We will not gamble today, we will not gamble anymore.”

ANOTHER:  “I just wanted to express myself that I’m happy you guys are here to give warming messages to make me understand what gambling can do to a person. It took so many years from me even though I’m only 26. I lost so many chances to take boy trips to other countries and build up my life. It feels kinda bad to be so low but at the same time awesome because it gave me life experience.

<<<<<
ANOTHER:  
I relapsed!  Trigger Warning!

And got lucky. I won a fairly big amount of money for me, especially as a student. I started with a deposit of $100, lost that, then deposited more, and you get the picture. Then I finally won my deposits back and then some. Then lost it all!

I’ve been doing pretty good just staying away from gambling, but I’ve noticed I’ve definitely got an easily addicted mind, be it gambling, snus, alcohol, etc. If I stay away from gambling I’ll use a disk of snus a day, or go out to drink with friends.

Now I’ve once again locked out of online casinos but I always seem to come back somehow, by either circumventing the block or just finding a new casino.

I’ve edited my flair, I had a good run of 155 days clean but now I’m back at square ONE!  Here Is To new beginnings!
<<<<<

ONE MORE: “I am sick, ashamed, and so disgusted in myself. I have no one to blame but myself. My boyfriend doesn’t gamble, but he does try to see make light of the issue (i.e I’m lucky that I don’t have to pay for rent, etc).

It all started a month ago as entertainment, but I’ve been going every weekend with my boyfriend ever since I had a big win in January. I promised that I wouldn’t become addicted, but that failed.

I got sucked way too into it and figured that I was in too deep anyway last night. To think I could have spent some of that money lost towards something more beneficial, like auto or student loans. I feel horrible.

I’m looking at my bank statement of all the withdrawals I made. I feel like shit. This is totally unacceptable!! I’m going try to put that addiction-feeling towards working on myself. SO wish me luck.

<<<<<
##########

<<<<<<<

Showgirls at the Welcome Sign - 8-15-07

Showgirls at the Welcome Sign

,,,,,,,
<<<<<<

((An internal investigation at St. James Catholic School in Torrance, Calif., found that two nuns who worked there misappropriated a substantial amount of money for personal use over a period of years.  ImageCredit Scott Varley/Digital First Media, via Torrance Daily Breeze, via Getty Images))

……

 

<<<<
Two longtime nuns at St. James Catholic School in Torrance allegedly embezzled as much as $500,000 in tuition, fees, and donations, perhaps spending some of the money on trips and gambling at casinos while telling parents the school was operating on a shoestring budget, officials and parents said.

The figure represents only what auditors have been able to trace in six years’ of bank records and might not include other cash transactions, officials from the Archdiocese of Los Angeles told parents and alumni at a meeting Monday night at St. James Catholic Church in Redondo Beach. An audio recording of the two-hour meeting was obtained by the Southern California News Group.

The apparent scandal came to light last week when the church’s small, K-8 school announcedthat it had notified police that Sister Mary Margaret Kreuper, and Sister Lana Chang, who both had retired earlier this year, were “involved in the personal use of a substantial amount of school funds.” But the nuns had expressed remorse, and the archdiocese and the church were not pursuing criminal charges.

Kreuper was the school’s principal, and Chang taught there.

The revelation comes four years after a car struck and killed four people as they left a Christmas concert at the church, including a 6-year-old boy.

Michael Meyers, the church’s monsignor, told the crowd of a few hundred people that the archdiocese launched an internal investigation six months ago after the organization performed a standard audit of procedures ahead of Kreuper’s retirement after 28 years at the school.

Around the same time, Meyers said, a family happened to request a copy of a check made out to the school, and the staff noticed it had been deposited in a bank account other than the schools.

That’s when Kreuper became “very nervous and very anxious” about the upcoming financial review and requested that the staff alter records, the monsignor said. Meyers said he alerted an archdiocese internal auditor performing the review that “something was off” and that the auditor confirmed his suspicions.

The archdiocese then hired an independent forensic auditor for a deeper review.

Without the red flags raised by the check, Kreuper’s “strange” behavior and a tip made to an archdiocese ethics hotline, officials said the school would never have known about the problem.

The improper use of the funds had been going on for at least 10 years, Meyers said. The parish and the school have always run in the black, so it appears no one had suspicions.

“The systems that were set up were dividing people, so nobody knew what was happening,” Meyers said.

A retired FBI agent hired by the archdiocese interviewed school staffers and the nuns.

“When he was talking to Sister Mary Margaret, she did acknowledge that she had been taking all the money, so that’s not a question,” Meyers said.

He said no other staff members are suspected of wrongdoing, but a bookkeeper who was unaware of the long-running scheme has voluntarily taken a leave of absence to preserve the integrity of the investigation.

Funds raised by the school’s nonprofit education foundation were not affected, officials said.

Auditors told parents the “long forgotten” church bank account was opened in 1997 and that bank records before 2012 no longer exist. Only Kreuper and Chang knew about the account, they said.

They described a system in which Kreuper handled all checks made out to the school for tuition and fees before handing them over to bookkeeping staff for processing. The principal allegedly withheld some of the checks and deposited them into the other account, endorsing the back with a stamp that read, “St. James Convent” instead of “St. James School.”

The sisters used a majority of the money for “personal gain,” officials said, though some of it was “recycled” back to the school.

Meyers said the money would have ended up in the school’s reserve funds.

The sisters expressed deep remorse, officials said.

The archdiocese is cooperating with Torrance police, but is unwilling to be a “complaining party,” archdiocese lawyer Marge Graf told parents. She said the decision was made because the nuns’ order, the Sisters of St. Joseph of Carondelet, has agreed to pay the school full restitution and impose “severe sanctions” on Kreuper and Chang.

When a parent asked what the money was spent on, the attorney said: “We do know that they had a pattern of going on trips, we do know they had a pattern of going to casinos, and the reality is, they used the account as their personal account.”

The nuns, described by many as best friends, have been removed from ministry, according to a letter from the order read aloud during the meeting. Meyers said they have been moved to separate convents. Church officials did not say whether the order’s restitution agreement hinged on the archdiocese not pursuing criminal charges.

Meyers and other officials pledged to make changes to prevent abuse in the future, noting that new principal Noreen Maricich has implemented an online payment system for tuition that draws funds directly from parents’ bank accounts.

Reactions in the stunned crowd ranged from disappointment and anger to calls for forgiveness.

Many parents were outraged with the decision not to press charges, with some remarking that if the nuns were lay people, they would certainly be in jail. Others called for the restitution to be used to give teachers pay raises and for expenses they said Kreuper claimed the school could not afford, such as awnings for an outdoor eating area.

Jack Alexander of Redondo Beach said in an interview with the Southern California News Group that he and other parents are considering banding together to act as a complaining party to Torrance police themselves. But without cooperation from the archdiocese, he is doubtful the effort would lead to prosecution.

“We were an ATM, and people know it and they won’t ask for justice,” Alexander said.

The approach sends the wrong message to students, he said, that money is more important than morals.

“They are trying to recapture money, not get justice,” Alexander said.

Paul Eakins, a spokesman for the Los Angeles County District Attorney’s Office, said prosecutors have not been presented with a case yet from Torrance police. Sgt. Ronald Harris said police will confer at some point with the District Attorney’s Office.

“Our office doesn’t decline to charge simply because the victim’s future cooperation is problematical,” Eakins said. “However, if a victim is not presently cooperating, we may consider that as a factor in determining whether a case can be successfully prosecuted.”

Many in attendance questioned how the school could claim in a parent letter that the embezzlement did not affect the students’ education, and they criticized officials for hesitating at first to reveal the full, six-figure estimate. Some have called on Meyers to resign.

Denise Sur, a longtime St. James parishioner who put four children through the school and spoke at the meeting, said in an interview that she was disappointed that details were not provided immediately.

“The archdiocese and our parish leadership have to be held accountable for the poor process as well as what occurred,” she said.

Tony Liakos, a parent who also spoke at the meeting, said in an interview that the news is another blow to a church community still reeling from that tragic crash in December 2014. It’s a good school, he said, and he doesn’t want its attributes to be overshadowed by these two incidents.

“The biggest thing is I’d prefer to see this not hurt the school more than it already has,” he said in an interview.

Samantha Pierce, a Torrance resident who has attended St. James for more than 30 years and whose son graduated from the school, said the controversy underscores a failure of church leadership. Only a police investigation can be trusted, she said.

“They convicted the sisters before they actually have the facts on hand, that is the thing that disturbed me the most,” Pierce said.

She expressed skepticism that the nuns acted maliciously, even given their apparent admissions of guilt.

Kreuper was known to forgive tuition debt and offer assistance to families experiencing financial hardships, Pierce said, and she took trips to Las Vegas because she visited a friend from a Catholic school where she used to teach.

A spokeswoman for the Diocese of Las Vegas could not be reached on Wednesday. Kreuper has a past address and P.O. Box in Las Vegas, public records show.

If the nuns indeed misused funds wrongfully, Pierce said she would forgive them.

Other parents said it was well-known that Kreuper and Chang traveled often and went gambling, but that they claimed they have gifted the trips by a rich relative.

“These nuns took a vow of poverty and said, ‘Oh no, we’ve got a rich uncle,’ ” Alexander said. “The rich uncle was the parents of the St. James students. These 2 Nuns Suspected in $500,000 Theft From Catholic School Had a Taste for Gambling, Church Says.”

Advertisements

College Students …Don’t Get Drawn Into Online Gambling as Student Debt is Bad Enough. Tips-How to Delete Student Debt.

College Students …Don’t Get Drawn Into Online Gambling as Student Debt is Bad Enough. Tips-How to Delete Student Debt.

 

I am keenly aware how much of a “Game Changer” the laws passing in many states in America “Legalizing Online Sports Betting” IS …Let’s face it, college students love supporting their school’s teams in any form of sports and with “March Madness” in full swing, students may be more willing to give it a try. BUT? Many can be more leaning to, and it can become a problem for them. Hence,
MARCH is also Problem Gambling Awareness Month.

Now, I am not saying students WILL become addicted to online sports betting, but the possibility is always there. That would be devastating to these students as many already when leaving college are swimming in Student Debt!

If you are a student, and you feel the need to gamble or bet on sports? Please do it responsibly, and my Guest Article is here to help share some tips and advice on helping YOU get of Student/College Debt.

……
Helping College Student Get Out of Debt 


You’ve made it. You’ve passed all your final exams, lined up a few potential job opportunities, and are ready to get that degree in your hands. Maybe you had hopes that all those
anxieties you felt before you started your first semester of college would be gone after four years of schooling. But graduating brings on a whole new set of challenges. Finding a job in your field of study, finding affordable housing, and of course, paying off the loans that have been building up over time.


More than 40 million Americans have some form of student loan debt, with almost 6 million of those borrows owing more than $50,000. These numbers aren’t meant to scare you, but more to show you that you’re not alone in this. This kind of debt can take a mental toll as much as a financial toll. Maybe you have a plan in place to keep your student loan payments in check, but what about those that don’t? After all, it’s difficult enough to get through a grueling college experience, let alone prepare a foolproof plan to pay back your loans in a timely manner.

……
Image result for free images of college graduation

…..

What’s the First Step?


There are a few rather simple ways to help manage your student loans, and you may even find a few tips out there on how to stop paying your student loans altogether. However you decide to pay off your debt, whether you choose to enroll in income-driven repayments, pursue a career in public service, or receive loan forgiveness; the first step to managing debt is understanding it.


Understanding what type of loans you currently have to pay back will give you a better idea of how to pick the right repayment options. There are two types of student loans:

  • Federal Loans
  • Private Loans

Federal loans have protections from lenders, where private loans do not. It’s likely that you filed for federal student loans at some point during your time in college. Since private loans are not backed by the federal government, they are far more risky and expensive than federal loans. For that reason, they’re not nearly as popular.


Regardless of which type of loan you have, make sure to check out the National Student Loan Data System to view a complete listing of all your federal loans. If you’re not seeing some of them on there, they’re likely private loans. Begin by viewing your current credit reports, and make note of both the lender contact information and balances of each private loan. Both of these things will be necessary for the future.

Pick a Repayment Method


Repayments can be both daunting and downright confusing. Take the time to fully understand the pros and cons of each method of repayment. There will be trade-offs between each option, but here is a general overview of each:

  1. Standard Repayment

For loans that aren’t consolidated, you can choose to repay in a standard method. All this means is that your payments will be the same over a ten year period. Depending on your balance, these monthly payments may be high, but the quicker you pay off your loan the less you’ll be paying in interest.

  1. Income-Driven Repayment

If your debt is relatively higher than your current income, you may want to take advantage of the income-driven repayment plan. Your monthly payments will be established by the percentage of your current income. This means if you don’t earn a lot at the moment, your loan payments will be significantly lower.

////
Related image
……

Although there are clear advantages to this type of repayment plan, there are a few significant drawbacks. You’ll be required to verify your income annually, and because the payments are lower, interest charges will be considerably higher.

Get Your Loans Forgiven

There is a federal program called Public Service Loan Forgiveness that forgives student debt remaining after 10 years of qualifying payments for those in nonprofit, government, or public service jobs. There are even more loan forgiveness programs and options for those working in the military, those in teaching positions, or those in medicine.

Most Importantly

Don’t ignore the debt! Ignoring your debt can lead to some serious consequences. Not making payments at all can lead to your loan defaulting. If that happens, the loan balance as a total will become due, wrecking your credit score. You may even have your wages and tax refunds garnished by the government. If you know you’re in danger of defaulting, talk honestly with your lenders. There may be a way to keep this from happening.

Don’t panic! So many people before you have had trouble making payments on their loans due to unemployment, health issues, or those general unexpected financial challenges. Remember, options for managing your loans exist. There are legal and legitimate ways to postpone your payments for a short period of time.

If you’re experiencing a temporary hardship, try deferment or forbearance. Some or all of the loan’s interest may still accumulate even if your payments are postponed. If it’s at all possible, make interest-only payments. Begin today with using these tips and wipe out your student debt!

….
Related image

My Guest is Gambling Prevention & Advocacy Blog and My Friends ‘Know the Odds’ With a New Year Message …

My Guest is Gambling Prevention & Advocacy Blog and My Friends ‘Know the Odds’ With a New Year Message …

Hello and Welcome Recovery Friends and Visitors,


<<<<<

STELIANOS CANALLATOS ~ Prevention Specialist


<<<<<

Meet my dear friend Stelianos who runs the very helpful resources blog called “KNOW The ODDS” and we have been connected and meet some years ago on Twitter and I have been a huge supporter ever since! He is as passionate as I am to bring Problem Gambling and Addicted Gambling out of the shadows and start the conversation about this disease that is now touching 2.6% of our population currently.

I wanted to share an informative post that speaks to those who are being touched gambling and the negative impact it also having now on our teens and college-age young adults too. So it’s time to UNSILENCE a Silent Addiction in 2019 and Talk About It!

Never be ashamed or embarrassed to reach out for help from this disease. There is help and hope, you are not alone, and treatment options are beginning to increase and many are confidential …

So let’s read more about this in this guest article share by “Know The Odds” …  ~Advocate/Author, Catherine Lyon

<<<<<<<

 

A NEW YEARS RESOLUTION: HELP FOR PROBLEM GAMBLING 

A New Year’s resolution to get help for problem gambling is a great way to start the year and a new chapter in your life.

<<<<<<

Problems from Gambling 

Problems from gambling can feel overwhelming.  These problems extend far beyond the weekly struggle with income.  Some problems from gambling can include:

  • Financial debt;
  • Struggles in a marriage;
  • Difficulty managing positive relationships with children;
  • Anxiety about seeing loved ones.

It’s important to know that you are not alone. You are not the only one holding onto gambling debt, not the only one struggling with feelings like frustration and sadness due to gambling, and not the only one who may need additional help.  Plus, the good news is that help is quickly becoming more available.

Why A Resolution To Seek Help? 

Getting help for your problem gambling can only make your life better.  Below are some great reasons to follow your New Years resolution to get help for problem gambling.

Relationships: Many people who struggle with gambling find that they also have problems in many of their relationships. They may have struggles in their marriage. They may find difficulty in their relationships with their children or feel anxiety when seeing loved ones.  There are ways to learn how to manage your emotions and learn the steps necessary to rebuild all these important relationships.

Finances: Getting help with finances might be another reason why help is so important. Many people struggling with problem gambling find themselves in a large amount of debt. That debt can feel overwhelming, and just the thought of it could feed that feeling.  There are many professionals that are ready to help you take the steps necessary to get your financial health back on a positive path.

Employment: Many people struggling with problem gambling have problems with their employment. Whether they’ve lost employment due to problems with gambling or just found that they are struggling with their performance at their job, there is help available. By seeking support in your recovery from problem gambling, you can learn how to improve your job experience while also learning to manage your life in recovery from problem gambling.

The path to a life free of problems from gambling may be difficult, but there is help to make that path easier.  Help can include treatment from a trained clinician, support from peers through a fellowship organization like Gamblers Anonymous, or inpatient treatment for those that need to take a break to get their life back on track.

Steps to Getting Help for Problem Gambling


Step 1:
 Realizing that gambling may be causing problems in your life.  There is a list of warning signs of problem gambling, which can help you identify if your gambling behaviors are causing problems in your life.  If it seems like gambling is causing problems, it may be time to reach out for help.


Step 2:
 Reaching out for help is getting easier than ever.  With Problem Gambling Resource Centers opening across the state, you’ll have the opportunity to connect with the best professional assistance for those struggling with problem gambling available.  To reach your local PGRC, visit …

We wish you the best of luck on your resolution of recovery from problem gambling.  Hopefully, the New Year will be a new chapter in your life full of hope and happiness.  Happy New Year!

 

In a New Year … No More Suffering In Silence. Stats of Problem Gambling, Suicide, and Mental Health.

In a New Year … No More Suffering In Silence. Stats of Problem Gambling, Suicide, and Mental Health.

Welcome Recovery Friends …

Our Guest Article Today is courtesy of the fine folks of Southern Region Problem Gambling Conference and The National Council on Problem Gambling … They both put on conferences about Problem Gambling that are informative for many State Councils like Georgia, North Carolina, and all over the US to spread information and awareness about the negative impacts problem gambling has in all our States and Communities …

<

Suffering in Silence: Suicide and Problem Gambling

<<<

“With high profile deaths such as Kate Spade and Anthony Bourdain, the issue of suicide and the stigma surrounding mental health have remained the center of many conversations throughout the United States and abroad. A recent report published by the Centers for Disease Control and Prevention reveals that from 1999-2016, suicide rates have steadily increased throughout the United States.

In the states like Florida, suicide rates have risen approximately six to eighteen percent (6-18%).

How does this affect the field of problem gambling?”

 


Prevalence of Suicide Among Problem Gamblers

Problem gambling, known as the “Hidden Addiction,” gets its nickname due to the fact that many symptoms do not present themselves physically as is the case in substance addictions. This means that many individuals suffering from Gambling Disorder often do so alone, potentially increasing feelings of isolation and depleting self-worth.

According to the FCCG’s Annual HelpLine report, twenty-six percent (26%) of 888-ADMIT-IT callers reported having suicidal ideation. Additionally, sixty-six percent (66%) of callers reported having depression, and seventy-two percent (72%) revealed they are struggling with anxiety. It is important to continue to recognize this population of problem gamblers and increase efforts of prevention and treatment.

Although we are unable to pinpoint the exact reason for such a strong connection between suicidal ideation and Gambling Disorder, it is possible that finances play a role. Research indicates that historically, suicide rates have been higher during economic downturns.

What Can We Do?

Unfortunately, the vast majority of suicide victims are not diagnosed with some form of mental illness or disorder until after their death. It is believed that approximately ninety percent (90%) of individuals who take their own lives were living with an undiagnosed mental illness, illustrating the need to destigmatize mental health in the United States. Continuing to have conversations with friends and family regarding mental health is the first step to ensure fewer people suffer in silence but don’t stop there.

( To interject here, this happened to me after my first failed suicide attempt in 2002. While in the addiction and mental health crisis center, and once I became stable, both my primary doctor and the centers’ psychiatrist and after a full evaluation, I was suffering from severe depression, high mania, and anxiety, and PTSD and went undiagnosed until my gambling addiction brought the symptoms to the surface through my addiction. I was using gambling to escape the trauma and sexual abuse I went through as a little girl and had tried to stuff it away for years.)

<<<<

Dispelling Common Myths About Depression (2)

<<<<

“Currently and just had a rise from 1% and now 2.6% of our population are problem gamblers.”

Gambling can be found everywhere from physical casinos to a multitude of online websites and apps. It is easier than ever to gamble in the privacy of home or on the go with a smartphone. It’s easy to place bets with PayPal, credit cards, bitcoin, or money-transfer apps. All of this ease has led to an increase in gambling addiction across the world.

Problem gambling can become a compulsive behavior and gambling can be emotionally addictive. Addictions to behaviors (as opposed to addictive substances) are known as “process addictions,” and, just like substance addictions, they require supportive treatment. Specialty rehab programs and support groups are available for people who struggle with gambling addiction. If you or someone you love struggles with gambling behavior, you are not alone. One look at the statistics behind gambling addiction reveals that this problem is prevalent…

The North American Foundation for Gambling Addiction Help and The National Council on Problem Gambling reports that approximately 2.6% of the U.S. population has some type of gambling issue. That adds up to nearly 10 million people in the United States who struggle with a gambling habit. This issue adds up to approximately 6 billion dollars each year, which impacts the U.S. economy and citizens.

Gambling costs American taxpayers. Public funding for problem gambling went up to $73 million in 2016, but despite those costs, gambling remains regulated by each state and is not federally regulated. Ten states (and the District of Columbia) do not offer any publicly funded gambling assistance. These funding discrepancies mean that public treatment services can vary widely from state-to-state, and the level of care in publicly funded programs also varies greatly.

<<<

Image result for copy free images us government

<<<

The U.S. federal government has largely left gambling regulations up to each state, which means that gambling may be illegal where you live, or it may be advertised on every street corner, as it is in places like Las Vegas, Nevada. The result is a patchwork of awareness campaigns and treatment programs that vary widely in their responsiveness.

States that discourage or prohibit gambling tend to not offer awareness campaigns, and as a result, people who gamble through their phones or computers may be missing information about the dangers of gambling. Awareness of the problem is key to making changes for the better.

Gambling doesn’t only devastate individuals; it is a family issue. Because this particular problem directly impacts family and personal finances, family members who have gambling problems often hide their issue and feel a great deal of shame and secrecy. In severe cases, the problem may go undetected until finances become a major issue. Gambling can destroy relationships, but it is possible to rebuild trust and rebuild finances. No gambling problem has to be permanent.

Integrated treatment for co-occurring disorders offers specialized treatment for problem gamblers. A co-occurring disorder happens when someone suffers from more than one problem, such as gambling and anxiety, or gambling and depression … Help is available.

Please Visit or Call Today …

NATIONAL PROBLEM GAMBLING HELPLINE

1-800-522-4700

The National Council on Problem Gambling operates the National Problem Gambling Helpline Network (1-800-522-4700). The network is a single national access point to local resources for those seeking help for a gambling problem. The network consists of 28 call centers which provide resources and referrals for all 50 states, Canada and the US Virgin Islands.  Help is available 24/7 and is 100% confidential.

The National Problem Gambling Helpline Network also includes text and chat services. These features enable those who are gambling online or on their mobile phone to access help the same way they play. One call, text or chat will get you to problem gambling help anywhere in the U.S. 24/7/365.

Help is also available via an online peer support forum at www.gamtalk.org.


<<<

imageedit_4_7192987073

 

Legal Sports Betting Expansion Passed By Supreme Court – What’s It All About?

Legal Sports Betting Expansion Passed By Supreme Court – What’s It All About?

I was honored to be invited and take part in a multi-line phone conference today that addressed the law passed on Sports Betting and Expansion and it means with Founder, Les Bernal National Director of Stop Predatory Gambling . org and over 100 phone guests today.

Parents, heads up as YOU need to be informed on what is happening and changes coming with online sports betting. And we are not talking places like Fan Fuel or Daily Fantasy Sports betting either. Today was just the first phone session to have a stradegy on how all of concerned of how this will open door up to another easy gambling venue to our kids.

Especially those not old enough yet to walk into a casino or place state lottery bets or play machines of slots, horse racing, and video poker machines. I wanted to share a little some of 2 articles as well about a young man’s story of how Daily Fantasy got him hooked and just how misleading Daily Fantasy is. And another from last moth about the Surpreme Court Decission on sports betting in general to understand what can happen now …

I look forward to sharing more about this problem of sports betting sites as we need always be informed and educated. Now that gambling is reaching our kids, parents, this IS the time to be aware about your kids and what they are really doing on the Internet! They may not be playing video games. They just might be gambling right from their room … Catherine

images (13)

 

How the Daily Fantasy Sports Industry Turns Fans Into Suckers ~ The New Times Magazine ~ Jay Caspian Kang

 

Full Disclosure: “I am a 36-year-old dude who bores easily, drinks I.P.A.s and wears sports-themed T-shirts, especially ones with faded, nostalgic logos that suggest better times.”

In my early 20s, I developed a gambling problem that I’ve since learned to spread out over a variety of low-stakes games — Scrabble, pitch-and-putt golf, my stock profile on ETrade. I watch somewhere between six and 20 hours of basketball per week. I try to keep up with the usual cultural things — documentaries about conflict in South Sudan, Netflix binge shows, memes — but whenever I find myself awake in the early morning and there is no email to answer and no news to track, I watch SportsCenter, or I scan the previous night’s N.B.A. box scores to check up on Porzingis, or I read some dissertation on Johnny Cueto’s unusual ability to hold runners on first base. It’s not the most glamorous way to spend my time, but what can I do? My mind, at its most aimless, obsessively seeks out sports information. I am, in other words, the target demographic for the daily fantasy sports industry.

Since the start of this N.F.L. season, I have lost roughly $1,900 on DraftKings and FanDuel, the two main proprietors of daily fantasy sports (D.F.S.). I play pretty much every night. This requires me to pick a team of players — whether baseball, basketball, football, hockey or soccer — each of whom have been assigned a dollar amount, and fit them all under a salary cap. I base these lineups on reasonably educated hunches, something to the effect of: I’ll play the Indiana Pacers point guard George Hill tonight, because he’s going up against the New Orleans Pelicans, who have been a defensive train wreck this season, especially on the perimeter.

Also, Monta Ellis, Hill’s back-court partner, is sitting out, which means more of the usage load should fall to Hill. Sometimes, usually while walking the dog, I’ll even sit down on a park bench and check to make sure that at least some of those facts are real. My bets range anywhere from $3 to $100. My losses in D.F.S. are not financially crippling, nor are they happening at a rate that should be cause for concern. But every gambler, whatever the size of the problem, wants to know that he or she has some chance of winning.

The ads, (advertising) I admit, are what got me. For the first 10 months of 2015, DraftKings and FanDuel spent more than a combined $200 million on advertising, a surge that peaked at the start of the football season, when a DraftKings ad ran seemingly every couple of minutes on television. In addition to the ads, many of which showed regular guys like me who had won, in the DraftKings parlance, “a shipload of money,” there were DraftKings lounges in N.F.L. stadiums, FanDuel sidelines in N.B.A. arenas and daily fantasy advice segments in the sports sections of newspapers and all over ESPN, which, during the first weeks of the N.F.L. season, felt as if it had been converted into a nonstop publicity machine for DraftKings. As of August, both companies had billion-dollar valuations and promised weekly competitions with huge payouts and fast and easy withdrawals.


.

(Gabriel Harber, the fantasy-sports podcaster, broadcaster and writer known to fans as CrazyGabey, at his home outside Columbus, Ohio, in late December 2015.CreditMaddie McGarvey for The New York Times)

.

“Given the current state of online gaming, the next logical question is, ‘Is this site legal?’” Fargis continued. “Happily, I’m able to tell you that fantasy sports games are explicitly protected by the U.I.G.E.A. (the same law that has given online poker so much trouble in the U.S.A.). Instant Fantasy Sports is 100 percent legal in the U.S.A. and Canada.” 

I hope you will visit the link The New Times Mag to read the rest of this article as it has some good information … 

 

 

###################  ~ Now to the next article!

 

.


932550272.jpg.0.jpg(Photo by Ethan Miller/Getty Images)

6 winners and 4 losers from the Supreme Court’s big sports gambling decision Loser: sports leagues. Winner: sports leagues.

“March is Problem Gambling Awareness Month and Time To Start The Conversation Along With The National Council on Problem Gambling.”

“March is Problem Gambling Awareness Month and Time To Start The Conversation Along With The National Council on Problem Gambling.”

Welcome Recovery Friends and All Visitors,

Let me just get this out right off the BAT! MARCH is Problem Gambling Awareness Month just in time for the Biggest Gambling Sports Betting Month — March Madness for College Basketball …And NO, that is NOT a Coincidence. There, I said! So that is why my Guest and introduction Article is by “The National Council on Problem Gambling

ABOUT THEM

Our mission is to lead state and national stakeholders in the development of comprehensive policy and programs for all those affected by problem gambling.  Our purpose is to serve as the national advocate for programs and services to assist problem gamblers and their families.  And our vision is to improve health and wellness by reducing the personal, social and economic costs of problem gambling.  The National Council is neither for nor against legalized gambling.  NCPG is organized with 3 classes of members: state affiliate, corporate and individual. The NCPG concentrates efforts on the national level, while the state affiliates work at the state and local level. Major National Council programs include:

  1. The National Problem Gambling Helpline Network (1-800-522-4700), a single national access point to local resources.
  2. The annual National Conference on Problem Gambling, the world’s oldest and largest problem gambling-specific conference.
  3. National Problem Gambling Awareness Month (annually in March).
  4. International Holiday Lottery Campaign (annually in December).
  5. Administration of the National Certified Gambling Counselor (NCGC) credential.
  6. Providing education on problem gambling issues to Federal, state, tribal and international governments and agencies.
  7. Distribution of information and literature on problem gambling treatment, research, and recovery.
  8. National referral resource on gambling counselors and treatment facilities.

HISTORY

The organization was founded in 1972 by Msgr. Joseph A. Dunne and Dr. Robert Custer, among others. From the outset, the Council established two principles that remain in effect today: that the organization would be the advocate for problem gamblers and their families, and that it would take no position for or against legalized gambling. This stance is encompassed today in our vision and mission statements above. A history of the NCPG from 1972 to 1985 by Msgr. Dunne was published in the Journal of Gambling Studies, Vol. 1, Issue 1. To join as a member or to support NCPG with a tax-deductible contribution, click here to view our Membership Types and Benefits.

Washington, DC – This March, the National Council on Problem Gambling will host the 14th annual Problem Gambling Awareness Month (PGAM) in collaboration with its affiliates, members and corporate partners across the country.

Approximately 2 million U.S. adults, or 1% of the population, are estimated to meet criteria for serious gambling problems, and another 4-6 million (2-3%) would be considered to have moderate gambling problems; yet for many, gambling remains a hidden addiction. The estimated national social cost to families and communities due to bankruptcy, divorce, job loss, home loss, and criminal justice costs associated with problem gambling is $6.7 billion each year.

This year’s PGAM theme, “Have the Conversation,” focuses on the importance of an open dialogue and candid discussion about problem gambling. A variety of media materials will be used throughout the month to highlight the common warning signs of problem gambling and bring attention to the resources available for those struggling with a gambling problem. NCPG’s state affiliates and members, both individual and organizational, will offer local programs specifically geared to their communities. A calendar of local activities held during Problem Gambling Awareness Month can be found at ncpgambling.org/pgamevents/.

Problem Gambling Awareness Month will also feature Gambling Disorder Screening Day on March 13, 2018, in collaboration with Cambridge Health Alliance. Screening Day is an international movement designed to support healthcare providers in the identification of gambling problems. Gambling disorders lead to financial, emotional, social, occupational and physical harms, yet many cases go undetected, due to limited assessment for this problem. Screening Day addresses the imperative and provides tools to detect gambling-related problems as early as possible.

“Problem Gambling Awareness Month is an important time for us to reach new audiences with critical information about prevention, education, and treatment for Problem Gambling,” said NCPG Executive Director, Keith Whyte.

If you or someone you know has a gambling problem, call or text the National Problem Gambling Helpline Network at 1-800-522-4700 or visit www.ncpg.org/chat for confidential help.

 

About the National Council on Problem Gambling

NCPG is the national advocate for problem gamblers and their families. NCPG is neutral on legalized gambling and works with all stakeholders to promote responsible gaming. For more information on the 32nd National Conference on Problem Gambling, visit www.ncpgambling.org/conference.

 

 

logo

And lastly, if you want an in-depth look at how gambling can impact one’s life in a negative manner? Read my E-book which is now on sale for $2.99 on Amazon Kindle.  One Reader Says; “Excellent: Great read for the addicted gambler. Puts everything in perspective if you let this addiction continue to consume you. I can relate to her struggles.”

.

Addicted to Dimes (Confessions of a Liar and a Cheat)    How does a good girl go bad? Based on a true story, told in the author’s own words, without polish or prose, this haunting tale of addiction, family secrets, abuse, sexual misconduct, destruction, crime and…. recovery! One day at a time, one page at a time. Learn of this remarkable and brave story.
#####

Sharing The Message of HOPE and Help From The National Council on Problem Gambling – Be Mindful This Superbowl Weekend…

Now that another SuperBowl Weekend is now upon us, my good friend Keith Whyte, who is Executive Director at The National Council on Problem Gambling and their team care about those who will be “Sports Betting” this weekend. It is one of the major weekends that gambling is very prevalent, and sorry guys, especially among MEN.


logo

And just like my buddies from the NFL, Randy Grimes who played for Tampa Bay and Vance Johnson who played for the Denver Broncos who both are at the Superbowl this year advocating and attending SoberBowl, yes, those of us in recovery CAN have a great time “Bet Free, Clean, and Sober!

They are sharing their stories and message of HOPE to all who come by. And the same can be done for gambling addiction. So? How much money will be GAMBLED AWAY this SuperBowl? Well, I came across this article courtesy of The Business Insider  and they said;

Gamblers expected to bet a whopping $4.8 billion on the Super Bowl and only about 3% will happen in Nevada…

 

Brent MusbergerErik Kabik Photography/MediaPunch/IPX

“The American Gaming Association estimates that approximately $4.76 billion will be bet on the Super Bowl this year.

  • Of all that money, just 3% of it is expected to be wagered legally in Nevada, with the rest of the bets being made through offshore books and local bookies.
  • Still, Las Vegas bookmakers are doing just fine — 2017 was their most profitable year on record and the Super Bowl is looking like it will easily pass last year’s record.”

Image result for copyright free images quotes of sports betting

This is why I am sharing my new email newsletter from my friends of the National Council on Problem Gambling. If end up getting in over your head sports betting this Superbowl weekend? Make sure you visit them. There is HOPE & HELP available for Problem and Addicted Gambling. You may also visit my Recovery Resources page while you are here. I have many resources for help listed, suggested books to read and more. Here now is the message from NCPG…

####

Super Bowl Weekend & Gambling: Keep Your Eye on the Ball
Help & Hope are available
Super Bowl weekend can be a difficult time. Sometimes fans may feel desperate after a losing game or season if they have gambled more than they could afford.

The Super Bowl can be especially hard for people who suffer from a gambling addiction. Research shows that people with gambling disorder, like substance use disorder, may have a genetic predisposition that drives their need to bet more and more money to achieve the same excitement or “high.” These urges run deep and symptoms include:

  • Inability to set and stick to a limit of time and money spent gambling;
  • Viewing wagering as an investment; and/or
  • Betting to escape feelings of anxiety, stress or depression
Each of these is a potential warning sign of a gambling problem or challenge to recovery.

NCPG urges people who are at risk or experiencing problem gambling to contact the National Problem Gambling Helpline.
A simple two-question self-test can help indicate whether someone has a gambling problem.
1. Have you ever felt the need to bet more and more money?
2. Have you ever had to lie to people important to you about how much you gambled?
If the answer is “yes” to either question, it is likely there may be a gambling problem.
 
If you or someone you know has a problem with gambling, the National Problem Gambling Helpline (1-800-522-4700) is a toll-free, confidential, single point of access for problem gambling help via phone, text, and chat.

Visit www.ncpgambling.org for extensive referral resources and materials, including an anonymous self-test, an online directory of certified gambling counselors and a list of treatment centers with gambling-specific programs.

The Problem Gambling Helpline offers hope and help without judgment or shame. If you or someone you know has a gambling problem, call now.

Super Bowl weekend and Gambling. Keep Your On The Ball!

“Shining a light on “Sports Betting” through Superbowl Weekend!” 

Author/Advocate, Catherine Townsend-Lyon

AmysAlley

A lifestyle blog for all things Feminine

Authoring Arrowheads

Musings from Christian Author, Allyson Kennedy

The Queen Mother

and her three minions

Drug Addiction Advice

tips , tricks , free plr articles

The Knowledge Log

Life is a broadway musical and everyday is a song. These are mine manifested as poetry.

Inverted logic

Place of political, cognitive,spiritual, and philosophical analysis

%d bloggers like this: